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  1. Information and Contents provided in this web site are absolutely for information purposes only. It is for the purposes of explaining or understanding the fears or any other related matter. It is not a substitute for medical, mental wellness or professional advice. This information may not be construed as opinion, advice, consultation, expertise or knowledge of any psychiatry, psychological or medical or any other fields. We do not guarantee and do not make any claims for effectiveness of any techniques, reducing, removing or treating any fears, phobias, anxiety or any mental wellness related issues. You sign this disclaimer and terms of use to use this web site at your sole discretion.
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  9. If you have any history of major psychiatric episodes, hospitalizations or drug/ alcohol dependence or have been diagnosed as any of the following- Borderline Personality Disorder, Bipolar Disorder, Mentally ill/ chemically addicted [MICA], and/or Schizophrenia, you must pursue or continue to pursue the required help from the practitioners. FM recommends that those seeking mental health or medical advices must seek it in person from qualified professionals and experts.
  10. If you have considered or are considering suicide or believe yourself to be a potential threat to the safety of others, you must call 911 and notify the police in USA or any such contact number of any country, region, city, town or village.
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Very good. You have done the family proud.

- Jaydev Jani, CPA